Travel Insurance Services
Whether you’re going on vacation, studying abroad, or even relocating, get peace of mind before you go.
A Tale of Two Trips: A short but helpful video on the difference travel insurance makes.
Whether you’re away for business or pleasure, studying abroad, or even moving out of the country, travel insurance can protect you in the event of things like:
- sudden illness
- accident
- medical evacuation while outside the country
These plans offer quality care and 24/7 assistance that will locate pre-approved hospitals and physicians with the appropriate skills needed to help you, including language and translation for key medical terms and brand-name drugs.
U.S. Healthcare & Overseas Challenges
The excitement of living or traveling abroad needs to be balanced with the reality of health care requirements. Because of how the U.S. health care system works, U.S. citizens and residents traveling for extended periods or living permanently abroad face unique challenges. For example, if you are of Medicare-qualifying age, you are expected to keep Part B of Medicare and Part D of drug coverage, or face penalties for late enrollees. Or if you are not yet eligible for Medicare, the Affordable Care Act (aka “Obamacare”) may require you to maintain minimum essential coverage or pay income penalties for not complying.
These are just a few of the many insurance-related challenges travelers and expatriates might face, but we can help you navigate the system to find the best plans for your unique situation.
Read on to learn more about the different types of travel insurance we can provide you with.
Because of the way the U.S. healthcare system works, those traveling or living abroad face unique challenges. We can provide you with solutions so you can travel with peace of mind.
Single-Trip Plans
Single-trip medical and accident insurance designed to cover travelers worldwide. This type of coverage is best for:
- International travelers while outside their home country on short trips
- U.S. residents traveling abroad
- Relatives visiting the U.S. from overseas
- Short-term travel for business
For U.S. residents traveling abroad, we recommend GeoBlue Travel Medical Insurance / Voyager Single Plans.
Multi-Trip Plans
Medical and accident insurance is also available for those who frequently travel internationally. This type of coverage is best for:
- Frequent, short-term leisure, or business travelers outside their home country who are covered by an underlying individual or group medical plan
- Those traveling abroad two or more times over a 12-month period
Multi-trip travel plans provide coverage for trips of up to 70 days in duration. The plans we recommend are GeoBlue Multi-Trip Travel Medical / Trekker Multi-Trip Insurance.
Group Travel Plans
Discounted group medical and accident insurance is also available for international travelers. This type of coverage is best for:
- Student, church, or missionary groups of five or more individuals
- Families of five or more who are traveling
For groups of U.S. residents traveling abroad, we recommend GeoBlue Travel Group Medical Insurance, and Navigator Long-Term Education for students.
Trip Protection & Trip Cancellation Plans
Worried about losing money because of a trip cancellation or interruption? There are plans for that, too. All-inclusive international insurance reimburses U.S residents for costs of prepaid travel if you should be unable to take your trip.
This type of coverage is best for:
- Travelers who want to insure non-refundable deposits of their trip
- Travelers who want an all-inclusive trip and travel medical insurance plan
- Leisure travel cruises and adventure travel
- Student travel
- International travel
If you’d like more information or need help finding the best plan for you, please contact us.
Global Student Plans
Accident and sickness insurance is also available for international students and educators. This type of coverage is best for:
- Students, scholars, and faculty members involved in international educational activities
- Foreign undergraduate or graduate students studying in the U.S.
- U.S. students studying abroad
For this type of coverage, we recommend GeoBlue Travel / Navigator Long Term Education.